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 A rent-to-own, often called a lease/option, is a contract under which you rent/lease the home with a future option to buy, and it can be a brilliant choice for the family in need of just-that-little-extra-time to qualify for a loan. And with no guarantees in the real estate market, locking-in a purchase price will likely prove to be very advantageous.

 We will set a purchase price at the current market value. In the future, when the real estate market rebounds and prices increase, the option will remain to buy at the locked-in price. The rent-to-own process:

 We will set a purchase price to the property, a payment, and the time frame within which you must obtain bank financing. A rent-to-own is not long term financing. You must qualify for a bank loan within 1 - 2 years.

 Does any of my monthly payment go toward the purchase price? In many cases, yes! You are building equity in your home while you rent. A portion of your payment will be added to your down payment.

 For example, if $250.00 goes toward your down payment each month, at the end of a one-year term, you will have added another $3,000.00 to your down payment. ($250.00 x 12 months = $3,000.00) Through the rent-to-own process, your down payment will increase as your payments accumulate each month. Is a down payment required? YES.

 To have an option to buy, you must, by law, put money down toward the property, which goes toward the purchase price of the home. Your purchase price remains locked-in. A quick example of the down payment process: Purchase price - $150,000.00, down payment amount of $7,000.00. The amount due when you qualify for bank financing is: $143,000.00 ($150,000.00 - $7,000.00).

 How much is the down payment? That depends.

 A large down payment will help tremendously when you\'re working with a bank for long term financing. You should offer as much of a down payment as you can afford, so that we may get a home in your name as soon as possible.

Higher down payments will give you first choice when your ideal home is available.
However, you should know that if you fail to qualify for bank financing within the term of the lease, your down payment may not be refundable.

 I have horrible credit. Can you help me? Most likely, yes.

 Depending on how much you can afford as a down payment and just how bad your credit is, we may still be able to get you in a property.

 We can put you in touch with a Credit Repair Specialist who can assist you in finding a credit solution. To receive notification when we have new rent-to-own homes available, check the Lease Option box below, and CLICK SUBMIT
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The Rent 2 OWN GUYS LLC | (772) 418-8006
We buy houses Fast for Cash Port St Lucie, Vero Beach, Stuart, Ft. Pierce, Palm City, Jensen Beach, Hobe Sound.  Broward County, Palm Beach County,We can help you no matter what your situation is. Behind on your mortgage? Tired of being a landlord and dealing with tenants? Owe more than it's worth? Job Transfer? Divorce? Or just need to sell fast? Sell Your Property Fast! Sell My House Fast

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